Hi Everyone!
Happy post fourth of July to you! Hope you had an awesome holiday weekend. I guess my heads been in the clouds lately. Especially in the realm of shopping! Shopping is tough isn't it?? Well scratch that...If your a multi billionaire shopping is probably heaven on earth haa. But me? I try as hard as I can to budget, but I gotta tell ya, I hate it! lolz If budgeting were so simple everyone would be doing it. Right? heres a list of my theories on how I spend $$!
1.) ITS NOT WHAT YOU MAKE ITS WHAT YOU KEEP! !!: Save 10 or even 20 bucks a week and in 5 weeks you'll have $50.00 if you put away $20.00 for 5 weeks thats 100.00! Spend half, save half, and when shopping leave your credit cards at home, that way if you feel like buying impulsively you'll be doing yourself a favor by having no cards in your wallet. Except debit cards(cuz thats cash)... But I'm talkin about Amex here!! The evil credit cards!! Truly being broke is better than borrowing money you don't have!!!! Save a pile of cash and borrow from that..
2.) EMBRACE THE KNOCKOFFS!! The Burberry coat is a perfect example of this.... A typical Burberry coat is over $1,000.00 I was going to get one but I checked out some of their coats and found none that caught my eye this season... Plus my ultimate dream is to travel Europe within the next year, and go ta Hawaii for 3 weeks in 2013. I think I'd rather blast a few G's on Europe and Hawaii then spend $1000.00 on a lousy coat!.I'd be better off spending $100.00 on a coat that LOOKS like a Burberry coat. Bottom line is all because its a big brand name doesn't mean its not a huge waste of money...
3.)WHATS IMPORTANT TO YOU??? I ask myself this question all the time before spending money. Whether its on shoes, investments for my business, or a new shirt to wear...Will I use this product over and over again? How will it benefit my life? etc, etc. Now don't get the wrong idea. I love luxury and lavishness as much as Warren Buffet does!! But in real life money does not grow on trees!! Its a discipline we all learn some time.. I guess my thing is saving up a pile of cash then blasting it on a lavish vacation : ) and..... I tend ta blast money on makeup and jewelry too!
: D Why???
Because its the one affordable product that can make you look great even if your wearing rags. You could be wearing sweatpants with a plain white t-shirt, and look stunning so long as your hair and your face look great.. Thats the Glory of makeup and hair stuff!... Plus you get a ton of use out of it every day so that its not a waste of money, and you feel pretty and like a movie star on a tight budget!. To me that alone is worth the money I spend on cosmetics.
My personal theory is.. Keep your face and your hair looking good and it doesn't matter what your wearing.. The first thing people see when they look at you is your face! remember that!
As Marilyn Monroe said in her autobiography the minute she applied mascara and the red lipstick was as though she put on a dazzling evening gown for the first time. and shes right! : D
Those are my tips! Their religious actually... ha.. I 'm not going to sugar coat it though.. Its not easy at all.... Its one hell of a time saving cash! ZEROO FUNN and huge sacrifice!!: ( but the bottom line is that its real $$$$$$!!! and that its yours.... I suppose having real money is a thing of the past... Maybe I'm just an old fashioned girl from another life....ha... I mean yea sure its good ta have a credit card or two for those emergency times when you really need ta gas up your car if you have no cash.. But as far as the rest of life goes ya don't wanna be up shits creek without a paddle! And living off credit is just that.....
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